CalcPenguin

Savings Goal Calculator

Set a goal, enter what you've already saved and how many months you have, and see how much to put aside each month or week.

Your numbers are saved in this browser.
PKR
PKR
months

Save each month

Rs 25,000 a month

Or each week
Rs 5,769
Still to save
Rs 450,000

To grow Rs 50,000.00 into Rs 500,000.00 in 18 months, put aside Rs 25,000.00 a month.

How it's worked out

  1. Still to saveRs 500,000.00 − Rs 50,000.00Rs 450,000.00
  2. Each monthRs 450,000.00 ÷ 18 monthsRs 25,000.00
  3. Each weekRs 25,000.00 × 12 ÷ 52Rs 5,769.23
Savings by month
Rs 0Rs 200,000Rs 400,000Rs 600,000051015

Month along the bottom, saved up the side.

  • Counts only what you put aside. No interest or investment growth is assumed.

How the plan is worked out

Monthly saving = (goal − already saved) ÷ months

Worked example

Saving for a Rs 500,000 goal with Rs 50,000 already put aside leaves Rs 450,000 to go. Over 18 months that is Rs 25,000 a month, or about Rs 5,769 a week.

Questions people ask

How much should I save each month?

Take what you still need (the goal minus what you have) and divide it by the number of months. Rs 450,000 still to save over 18 months is Rs 25,000 a month.

Does this include interest?

No. It counts only the money you put aside, so the plan works the same in a current account, a committee (BC) or a cash envelope.

How can I reach the goal sooner?

Use Compare scenarios: try fewer months, or a bigger amount already saved, and see the monthly figure for each side by side.

Formula and rules last checked 25 October 2026Written and tested by the CalcPenguin teamReport a problem