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Pakistan Salary Tax Calculator 2026-27

Enter your monthly or annual salary to see your income tax and take-home pay under the 2026-27 tax bands for salaried people, with the exact working.

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PKR

Gross taxable salary in Pakistani rupees, before tax.

Tax per month

Rs 6,000 a month

Take-home per month
Rs 144,000
Tax per year
Rs 72,000
Effective tax rate
4%
Rate on your next rupee
11%

On Rs 150,000 a month you pay Rs 6,000 in tax and take home Rs 144,000. That's 4% of your salary, although each extra rupee is taxed at 11%.

How it's worked out

  1. Annual taxable salaryRs 150,000 × 12Rs 1,800,000
  2. Your tax bandRs 1,200,001 to Rs 2,200,000Rs 6,000 + 11% of the amount above Rs 1,200,000
  3. Amount above the band startRs 1,800,000 − Rs 1,200,000Rs 600,000
  4. Annual taxRs 6,000 + 11% × Rs 600,000Rs 72,000
  5. Monthly taxRs 72,000 ÷ 12Rs 6,000
Where your yearly salary goes
  • Take-homeRs 1,728,00096%
  • Income taxRs 72,0004%
Salaried tax bands, 2026-27
Annual taxable salaryTax
Rs 0 to Rs 600,0000%
Rs 600,001 to Rs 1,200,0001% of the amount above Rs 600,000
Rs 1,200,001 to Rs 2,200,000Rs 6,000 + 11% of the amount above Rs 1,200,000
Rs 2,200,001 to Rs 3,200,000Rs 116,000 + 20% of the amount above Rs 2,200,000
Rs 3,200,001 to Rs 4,100,000Rs 316,000 + 25% of the amount above Rs 3,200,000
Rs 4,100,001 to Rs 5,600,000Rs 541,000 + 29% of the amount above Rs 4,100,000
Rs 5,600,001 to Rs 7,000,000Rs 976,000 + 32% of the amount above Rs 5,600,000
Above Rs 7,000,000Rs 1,424,000 + 35% of the amount above Rs 7,000,000
  • Tax year 2026-27 (from 1 July 2026). Rules last checked 25 October 2026.
  • The 9% surcharge on salaried income above Rs 10 million no longer applies from 1 July 2026.
  • Covers salary income for a filer. Allowances, exemptions and tax credits are not included.

How salary tax works in Pakistan

Salaried income is taxed in bands. Each band has a fixed amount, covering all the income below it, plus a percentage of the amount above where the band starts. Only the part of your salary inside a band is taxed at that band's rate.

Annual tax = band's fixed amount + band rate × (annual salary − band start)

Worked example: Rs 250,000 a month

That is Rs 3,000,000 a year, inside the Rs 2,200,001 to Rs 3,200,000 band. Tax is Rs 116,000 + 20% × (3,000,000 − 2,200,000) = Rs 276,000 a year, or Rs 23,000 a month, leaving Rs 227,000 take-home. The effective rate is 9.2%.

What this calculator leaves out

It covers taxable salary for a filer. Tax-exempt allowances, tax credits (for example on pension contributions or donations) and other income such as rent or business profit change the final figure. Your employer's payroll deduction may also differ slightly month to month.

Questions people ask

How much salary is tax-free in Pakistan in 2026-27?

Annual taxable salary up to Rs 600,000 (Rs 50,000 a month) is tax-free for salaried people.

How much tax is due on Rs 150,000 a month?

Rs 150,000 a month is Rs 1.8 million a year. That falls in the 11% band: Rs 6,000 plus 11% of the Rs 600,000 above Rs 1.2 million, which is Rs 72,000 a year or Rs 6,000 a month.

What changed in the 2026-27 budget for salaried people?

The bands above Rs 2.2 million were lowered: 20% (from 23%), 25% (from 30%), and new 29% and 32% bands, so the 35% top rate now starts above Rs 7 million instead of Rs 4.1 million. The 9% surcharge on salaries above Rs 10 million was withdrawn.

What is the difference between effective and marginal tax rate?

Your effective rate is your total tax divided by your salary. Your marginal rate is the rate on your next rupee of income. Because the bands are progressive, the effective rate is always lower.

Formula and rules last checked 25 October 2026Written and tested by the CalcPenguin teamReport a problem

Sources: Federal Board of Revenue (FBR) · Finance Act 2026 slab summary