CalcPenguin

Zakat Calculator

Add up your cash, gold, silver, investments and business stock, take off debts due now, and see the zakat due at 2.5%, with the nisab checked against today's gold or silver price.

Your numbers are saved in this browser.

Many scholars recommend the silver nisab because it is lower and benefits more people in need. Follow the view you hold.

PKR

Today's local rate for the gold you own (or 24 carat for the nisab).

PKR
PKR
g
g
PKR
PKR
PKR
PKR
  • Enter today's silver price per gram, so the nisab can be worked out.

How zakat is worked out

Add up everything zakatable that you own on your zakat date, subtract debts and bills you must pay now, and compare the result with the nisab. If it is at or above the nisab, 2.5% of it is due.

Zakat = 2.5% × (cash + gold + silver + investments + business stock + money owed to you − debts due now)

Worked example

Say silver is Rs 300 a gram, so the silver nisab is 612.36 × 300 = Rs 183,708. You have Rs 450,000 in the bank, 10 grams of gold worth Rs 30,000 a gram (Rs 300,000) and a credit card bill of Rs 50,000. Your zakatable wealth is 450,000 + 300,000 − 50,000 = Rs 700,000, above the nisab, so zakat is 2.5% × 700,000 = Rs 17,500.

Prices change every day

Enter the gold and silver price per gram for your own city on the day you calculate. Prices differ by country and by carat, so the calculator asks you rather than guessing.

Questions people ask

What is the nisab for zakat?

The nisab is the minimum wealth on which zakat is due: the value of 87.48 grams of gold (7.5 tola) or 612.36 grams of silver (52.5 tola). Its value changes with the daily price of gold and silver.

Should I use the gold or silver nisab?

Many scholars recommend the silver nisab today because it is lower, so more people pay and more people in need benefit. Others use gold. Choose the view you follow; the calculator shows both.

How much zakat is due?

2.5%, or one fortieth, of your zakatable wealth after debts due now, provided it stays at or above the nisab for one lunar year (hawl).

Is zakat due on my house or car?

No. Things for personal use, such as your home, car, furniture and clothes, are not zakatable. Property held to sell as business stock is.

Is zakat due on jewellery I wear?

Scholars differ. The Hanafi school counts gold and silver jewellery; many others exempt jewellery worn regularly. Ask a scholar you trust.

Formula and rules last checked 25 October 2026Written and tested by the CalcPenguin teamReport a problem